ONE Financial

Global Partners

In order to provide Canadian investors with the best possible financial solutions, ONE Financial continuously seeks out partnerships with leading global investment managers. Partners and sub-advisors include: AGF Funds Inc., AIC Limited, CI Mutual Funds Inc., Franklin Templeton Investments Corp., LyxorAsset Management S.A. (Division of Société Générale) and Manulife Investments.

ONE Financial's principal protected notes are guaranteed by leading global banks, including BNP Paribas and Société Générale. Both of these organizations are among the largest financial institutions in the world — and top specialized investment managers.

BNP Paribas

BNP Paribas was established in 1848, and according to rankings published in July 2005 by The Bank, is the sixth largest banking group in the world and the largest in Europe based on total assets of approximately CAD $1.7 trillion (approximately the size of the Canada's five largest banks combined). As one of the world's leading diversified financial institutions BNP Paribas is present in over 85 countries, and has approximately 100,000 employees worldwide.

The BNP Paribas Group is organized around three core businesses: Retail Banking, Corporate & Investment Banking and Private Banking & Asset Management. Through its 2,200 branches across France and worldwide, BNP has more than twenty million individual and small business customers and 50,000 corporate customers.

BNP Paribas' long term debt ratings are: AA with a stable outlook from Standard & Poor's, Aa2 with a stable outlook from Moody's, and AA with a stable outlook from Fitch.

Société Générale

Established in 1864, the Société Générale Group is among the largest banks in the world. With assets of more than $700 billion, Société Générale is approximately twice the size of Canada's largest bank. Through its global network of 500 offices in over 75 countries, the Group maintains relationships with 50 multi-national industrial and services groups, 4,000 institutional investors and 1,300 financial institutions.